KITTY splits every payment into jars the second it lands — tax set aside, bills covered, savings growing — and hands you one number you can actually spend. No spreadsheets. No 3am maths.
Your spot is held. Share your link — every friend who joins moves you up the queue, and founders get first access plus 3 skip-the-queue invites.
That £4,120 in your account? Some of it is HMRC's. Some is next month's rent. Some is the quiet-January buffer. Your bank shows you one big number — and that number is a trap.
January arrives, the bill lands, and the money's… gone. Since April 2026, MTD quarterly filing makes "I'll sort it later" even more expensive.
£6k one month, £900 the next. Great months feel rich, quiet months feel terrifying — and you never know which one you're actually in.
Lying awake doing mental arithmetic across your balance, your invoices, and your dread. That's not a finance strategy. That's anxiety.
Every competitor is either an accountant-replacement or a chat app with no tax brain. KITTY is the one that tells you what you can actually spend.
KITTY holds your good months in a buffer jar and pays you a steady, chosen "salary" on the 1st — turning lumpy income into a predictable payday. Feast-famine, ended.
Money lands, jars fill themselves — a percentage to tax, a percentage to your ISA, different split rules for Shopify payouts, client invoices and marketplace sales. Monzo's sorter is manual. Hnry takes your bank. KITTY just works.
Set aside on every payment, tracked against your real HMRC quarterly deadlines. Everyone else sells filing. KITTY makes sure the cash is there.
"At current burn, your jars cover you to 14 November." A survival meter for the quiet months — standard for startups, unheard of for the self-employed.
One question, answered net of tax owed, upcoming bills and your salary commitment — not the gross-balance lie your bank tells you.
The holiday. The wedding. The house deposit. Set a target and a date, and KITTY tells you the monthly pace to land it — and whether you're on track, every single week.
Every subscription, rent and standing order on one transparent screen — what's leaving, when, and which jar covers it. The end of "wait, what's that £14.99?"
Connect your shop once and every payout auto-splits when it lands — while your year-on-year comparison predicts the quiet months before they arrive. Nobody else in this space even tries.
Every Monday: what came in, where it went, your spendable number for the week, and one thing to feel good about. Straight to your phone. Money admin in 45 seconds.
Shopify, invoices, marketplace payouts — or log payments manually. KITTY reads; your money never leaves your bank.
Tax, bills, savings, business, goals, guilt-free spend. Our UK tax estimator suggests your set-aside; you tune the rest with sliders.
KITTY hands you one clean number that's truly yours. Everything else is already where it should be.
Coconut charges £21.99/mo. Hnry takes 1% of your income. An accountant takes £500+. KITTY costs less than one missed tax deadline.
Every Top Cat feature at 45% off the launch price — forever, for as long as you're subscribed. Plus first access this autumn, 3 skip-the-queue invites, and your name on the founders' wall.
Autumn 2026. Founding Kitties get access first, in numbered order — another reason the queue matters. Everyone else follows in waves.
No. Your money stays in your own bank account. KITTY is the brain on top — it reads what comes in, splits it into virtual jars, and tells you what's safe to spend. Nothing to transfer, nothing to trust us with.
The free Kitty plan is free forever: three jars, manual splits, the UK tax set-aside estimator and a monthly summary. It's genuinely useful — the paid tier is for when you want the autopilot to do it all for you.
Making Tax Digital for Income Tax went live in April 2026 — sole traders over the threshold now file quarterly, not annually. Four deadlines a year means four chances to be caught short. KITTY's tax pot tracks each one so the cash is always there.
Yes. The tax drama matters less, but the jars work exactly the same: a percentage to your ISA on payday, goals with a date (holiday, wedding, deposit), and every outgoing on one transparent screen. KITTY is built self-employed-first — steady salaries just make the maths easier.
Yes — for as long as you keep your subscription, the price never rises. Cancel any time; no contracts, no exit fees. If you leave and come back later, you rejoin at the going rate (founders' spots don't reopen).
Your spot is held. Share your link — every friend who joins moves you up the queue.